ARBrokers: Protecting Your Future, Today.

Life Insurance

Life insurance is designed to protect a family against the financial burdens that accompany the premature death of a breadwinner. Life insurance is a contract between the policyholder and the insurer, guaranteeing a benefit payment upon death or critical illness.

Available Options:

Term Life Insurance: Ideal for specific periods (e.g., covering a house bond). Affordable coverage that expires at the end of the term without a cash value.

Whole Life Cover: Lasts until death or policy surrender. Premiums are invested, allowing you to borrow against its cash value over time.

Universal Life Cover: Includes an investment component where growth depends on investment performance, offering high growth potential.

Investment Consultants

Unit Trusts should be part of any balanced investment portfolio. If you lack the time or expertise to manage individual stock trading on the JSE, unit trusts allow you to pool funds with other investors to buy diversified assets, significantly reducing overall market risk.

Managed by professional fund managers, unit trust units can be traded standardly with live pricing. They are liquid, allowing cash realization within a few days, though a 3-to-5-year investment horizon is recommended for best results.

Through our partners like Stanlib (part of the Liberty Group), we provide access to a vast range of funds matched to your profile.

Retirement Annuity & Preservation

It is never too late to start planning for retirement, but the earlier you start, the better. Saving enough to maintain your standard of living against inflation is a challenge once active employment income stops.

Upon retirement, your income depends on investments, savings, pension funds, and retirement annuities.

We provide Retirement Annuities and Preservation Funds that enable you to invest your savings into tailored portfolios that precisely match your individual risk profile.